Open App
Home Dashboard
My Wallet
Income WalletExpenses WalletInvestment WalletWealth WalletWallet Score
Life Stages
StudentEarly CareerMid-CareerPre-RetirementRetirement
Tools
SIP vs LumpsumEMI CalculatorEmergency FundRent vs BuyTax RegimeFD Calculator
Learn
Budget MasterInvestment QuestInsurance ProSavings SprintLegacy BuilderEducation Fund
Blog
About
AboutContact UsPrivacy PolicyTerms
Open App

Decision Engine

Move sliders. See your Wallet Score update instantly. No login, no stored data.

Last updated:

Score your money in one view. INDwallet breaks personal finance into four connected wallets. Move any slider—salary, rent, insurance, retirement age—and the engine instantly recalculates six weighted scores, your overall Wallet Score, Financial Persona, and closest Investor Style match.

Private by design. Nothing you type is sent to INDwallet servers. Fonts and icons load from Google Fonts and Cloudflare, but your financial data stays in your browser. No analytics in Browser mode.

Your Inputs

Income
₹1.50 L
₹0
₹0
₹0
₹0
Expenses
₹40 K
₹20 K
₹8 K
₹8 K
₹20 K
Assets
₹15 L
₹5 L
₹3 L
₹0
₹5 L
Protection
₹50 L
₹5 L
₹0
₹0
₹2 L
0
Score

Calculating…

Move a slider to begin

Income
0
Expenses
0
Liquidity
0
Investment
0
Wealth
0
Protection
0

Top Insights

    How the dashboard works

    1

    Set your profile

    Employment, location, age, retirement age, dependents. The engine preselects sensible defaults—change any slider to override.

    2

    Move the 20 sliders

    Five per wallet: Income, Expenses, Assets, Protection. Every move recalculates the six component scores live.

    3

    Follow the tabs

    Wallet Score → Persona → Investor Styles → Life Stages → Tools → Learn → Read → PDF Report. Each tab ends with a Next button.

    Detailed Breakdown

    ComponentWeightScoreStatusAction

    5 Insights From Your Persona

      5 Insights From Your Style Match

        Calculators

        Recommended Reading for Tools

        1 / 1

        Simulators

        Recommended Reading for Learn

        1 / 1

        Curated For You — 10 Articles

        Your Detailed Report

        Generate a printable report of your current numbers, scores, Persona, and top recommended articles.

        Privacy: The PDF is generated locally in your browser. Nothing is uploaded to INDwallet servers.

        Dashboard FAQ

        Does the dashboard store my numbers?
        No. Browser mode runs entirely in your browser. Inputs stay on your device. Only fonts (Google Fonts) and icons (Cloudflare CDN) load from third parties.
        How is the Wallet Score calculated?
        Six fixed weights: Income 15%, Expenses 18%, Liquidity 18%, Investment 18%, Wealth 16%, Protection 15%. Every component is scored 0–100 without AI or black-box models.
        Why is my Persona shown as an animal?
        The Persona is a metaphor for the shape of your four wallets—a Steady Sentinel, Rising Ranger, Momentum Maker and so on. Each tier maps to a score band out of 100.
        Is the dashboard free?
        Yes. All sliders, scoring, Persona, Investor Styles, Tools, Learn and Read tabs are free.
        Can I download the results?
        Yes. Open the PDF Report tab and generate a printable report of your current numbers, scores, Persona and top recommended articles.
        Is this financial advice?
        No. All scores and personas are educational. INDwallet is not a registered adviser. For tax decisions, consult a qualified Chartered Accountant (CA) or tax professional.