Professional Life Stage.
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Your professional journey: Priya & Arjun
Real‑time professional finances · Bengaluru, IndiaMeet Priya (26), a software developer in Bengaluru, and Arjun (28), a marketing manager in Mumbai. They’re building their careers and laying the foundation for long-term wealth.
Right now, their monthly income is —. After expenses of — and investments of —, they save — per month. That’s a savings rate of — and a debt-to-income ratio of —.
They use the sliders to model different scenarios – increasing SIPs, reducing discretionary expenses, or building their emergency fund faster. The Professional Life Stage helps them stay on track for financial independence. They also track their actual income in the Income Wallet and investments in the Investment Wallet.
- Savings rate: Aim ≥20%. Yours is 0%.
- 💰 Emergency fund: 6× expenses = ₹0.
- 📉 Debt-to-income: 0% – healthy.
- 📊 Investment allocation: 70-80% equity is typical for professionals.
- 🎯 Goal setting: Define short-term and long-term goals separately.
- 🛡️ Insurance: Term life cover = 10‑15× annual income.
- 📈 Increase SIPs annually: Aim to increase by 10% every year.
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