Expense Wallet – See where your money goes

Tune your expense categories

Your spending is never one number. Rent, groceries, transport, subscriptions — each category behaves differently and shapes your savings. Drag the sliders below to model ten common Indian expense heads. Every chart and score recalculates live.

Your live expense dashboard

A ₹74,000 outflow sounds manageable until you notice rent alone is 41%. The doughnut shows share, the bar shows absolute rupees. Together they answer: how much, how balanced, and where a shock would hurt most.

Five rules-based insights

Charts show the picture. Insights explain what to do. Five rules run silently behind your sliders — concentration, category count, discretionary share, smallest-category opportunity, balance grade. Each carries a status so you can scan in ten seconds and know where to focus.

Expense balance score

From 0 to 100, blending two factors: how many categories are active, and how dominant the largest one is. Zero categories scores zero. Ten categories with none above 40% pushes into the high 80s. Above 60 is healthy. Below 40 is urgent.

Our expense story

Real families plan in the kitchen, not on spreadsheets. Meera and Rahul live in Mumbai, both work full-time, and track every rupee. Their numbers are live — the story is wired to the same data model you’re using.

Expense best practices

Nine rules we wish every earner knew. They’re not exotic — most show up in every personal-finance book. But they’re also the ones that get skipped. The list adapts to your sliders: high concentration lights up, too few categories nudges you.

Budgeting & spending articles

Six guides covering what shows up most in our inbox: how to build a monthly budget, how to control expenses without sacrificing lifestyle, why EMIs destroy finances, and how to track spending in India.

Frequently asked questions