About INDwallet
A free, independent educational financial planning platform for India — built because personal finance tools should not require a login, a subscription or a sales pitch.
What we built
INDwallet organises personal finances into four connected wallets — Income, Expenses, Investment and Wealth — and evaluates them against six weighted financial components. The result is one Wallet Score out of 100, plus specific actions for each component.
Everything is free. Browser mode performs calculations in your browser — financial inputs are not transmitted to servers. No account needed.
What we do not do
- No deposits, no payments, no bank details
- No APK or app-store listing
- No financial advice — educational only
- No affiliate recommendations
- No guaranteed returns
Who built it
Methodology transparency
Every scoring rule, weight and benchmark is documented. Component weights: Income 15%, Expenses 18%, Liquidity 18%, Investment 18%, Wealth 16%, Protection 15%. Benchmarks are illustrative, not official.
What we ask of you
Use INDwallet as a thinking tool, not an oracle. Verify benchmarks against current sources. Consult qualified professionals for major decisions.
My Wallets
Four connected wallets, one score
Tools
Calculators & simulators
Learn
Playful simulators that teach money
More
Blog, life stages, about & app