Wealth Wallet – Track Net Worth & Assets | INDwallet
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Overview
    Overview
    INDwallet › My Wallets › Wealth Wallet
    Live Net Worth · Asset Allocation · Debt Tracker

    Wealth Wallet.
    Know your net worth.

    Not a budgeting app. A financial operating system for India.

    Track 11+ asset classes and any debt. Adjust sliders — see net worth, wealth score, and allocation charts update instantly. No login, completely private.

    📊 Start Tracking📈 Investment Wallet →
    ✔ 100% Free✔ No Data Stored✔ India-First⚡ Takes under 30 seconds🔒 Data stays in your browser
    ₹22.0L
    🏦 Net Worth
    ₹35.4L
    📈 Total Assets
    ₹13.4L
    📉 Total Debt
    78
    💡 Wealth Score
    Live Wealth Tracker

    Assets & Liabilities

    Add or remove categories. Slide to see net worth, allocation and AI insights update in real time.

    📈
    Asset categoriesAdd / remove / slide value
    Adjust sliders → asset allocation updates.
    📊
    Asset allocation
    ⚖️
    Wealth health meter
    🧮
    Assets vs Liabilities
    📉 Liabilities
    📉
    Debt categoriesTrack what you owe
    Reduce high‑interest debt first.
    🍩
    Debt breakdown
    📖
    Your wealth storyReal‑time snapshot
      ✅
      Best practices for wealth building
      • Diversify: Aim for at least 5 asset types. You have 0 active.
      • Largest asset: none — keep below 50% of assets.
      • Debt ratio: 0% of assets — keep below 30%.
      • Emergency fund: Cash+FD currently 0 — aim for 3‑6 months expenses.
      • Gold allocation: 0% — ideal range 5‑15%.
      • Equity exposure: 0% — for long‑term growth, 40‑60% may suit.
      • Wealth health score: 0% — needs work.

      Frequently asked questions

      net worthasset allocationdiversificationdebt ratioemergency fundgold allocationequity exposurewealth healthrebalancingliability
      📈 Asset & Debt Insights
      Yes! Start with 11 categories, click “Add asset” — name it, slide it. No restrictions. Pair with the Income Wallet to see how earnings fuel assets.
      Wealth Health meter warns if liabilities exceed 50% of assets. Use the Expenses Wallet to monitor EMI.
      🎯 Wealth Building Strategies
      A common rule: net worth = annual income × age / 10. Our Wealth Wallet instantly shows net worth as you adjust sliders. For income projections, visit the Income Wallet.
      Experts suggest 5–15%. Add gold, slide until allocation feels right – pie chart updates. For deeper asset classes, check the Investment Wallet.
      3–6 months expenses. Insight box suggests if liquid assets fall below 20% of total assets. Build yours with the Expenses Wallet.
      🔒 Privacy & Tool Usage
      INDwallet runs entirely in your browser. Zero server, zero tracking. Your numbers disappear when you close the tab. Read our Privacy Policy.
      Prioritise high‑interest loans first. Use the EMI Calculator to see prepayment benefits.
      Aim for 5+ asset categories. Our Wealth Health score rewards diversity – more active categories boost your score.
      Review quarterly or when any asset class deviates more than 5% from target. The pie chart helps visualise drift.
      Income Wallet fuels assets, Expenses Wallet controls outflows, Investment Wallet grows wealth, and Wealth Wallet tracks net worth – a complete system.

      Wealth is built, not wished.
      Track it. Grow it. Protect it.

      Use the Income Wallet to fuel assets, the Expenses Wallet to control outflows, and the Investment Wallet to accelerate growth. One system. Every layer.

      💰 Open Income Wallet📈 Investment Wallet →
      ✔ No signup required • Works instantly✔ Takes under 30 seconds🔒 Data never leaves your browser
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