Investment Score
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📊
💰
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Total
₹0
Invested
Equity Risk
0%
of portfolio
Active Assets
0
categories
Inv. Score
0
/100
Investment Wallet
Allocation · Risk · Score
Dynamic Allocation · Real‑time Risk
Investment Wallet.
Know your portfolio.
Not a budgeting app. A financial operating system for India.
Adjust sliders for each asset class, add custom categories – see allocation, equity risk, and investment score update instantly. No login, completely private.
✔ 100% Free✔ No Data Stored✔ India-First⚡ Takes under 30 seconds🔒 Data stays in your browser
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💰 Total Invested
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🔄 Active Assets
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🥇 Largest Asset
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📊 Investment Score
Investment ScoreYour portfolio health
72/100
Balanced Investor
Your portfolio is well-diversified. Consider adjusting risk to match your goals.
Asset ClassesAdd, remove, slide to adjust
Portfolio Breakdown
Equity Risk Score
Our Investment Story: Vikram & AnanyaReal‑time snapshot
Investment best practices
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Read →Insurance Planning India: What You Actually Need in 2026
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Read →Frequently asked questions
asset allocationequity riskrebalancingdiversificationportfolio trackerinvestment score
🚀 Getting Started
Adjust the sliders for each asset class to match your current or target portfolio. The pie chart updates instantly, and the Equity Risk Score gauge shows your overall equity exposure. Add custom assets anytime. For a complete picture, sync with the Income Wallet to see how much you can invest each month.
Yes – INDwallet runs 100% in your browser. No data is ever sent to any server. Your numbers disappear when you close the tab. Read our Privacy Policy for details.
📊 Asset Allocation
Many planners suggest 60-80% equities for long-term growth (20s-30s), 40-60% for moderate (40s), and lower for near retirement. Use the Retirement Life Stage calculator to refine your target.
Yes! Use ‘Add Category’ to create any custom asset. For EPF/PPF, track their total value in the Wealth Wallet and then mirror the allocation here.
🔄 Rebalancing
Use it whenever you review finances – monthly, quarterly, or annually. Simulate rebalancing by sliding assets; the risk gauge updates immediately. Pair it with the Expenses Wallet to free up cash for rebalancing.
Direct new investments to underweight asset classes. Use the Income Wallet to plan surplus allocation, then see the impact here.
🎯 Goals & Planning
The Investment Wallet focuses on current allocation. Combine it with the Pre‑Retirement and Retirement life stages to project growth.
FIRE requires a balance of growth and stability. Use the Income Wallet to maximise savings, then adjust your equity exposure here.
💡 Why INDwallet?
Most trackers only show what you have. INDwallet.com lets you model “what if” scenarios – slide any slider and see allocation, risk, and insights change instantly. It’s a planning tool first, tracker second. Built by India, for India. Explore the full ecosystem at indwallet.com/mywallet.
Yes – all data stays in your browser. Simply open a new tab or clear sliders to start fresh for another portfolio. INDwallet.com respects your privacy – no login, no tracking.
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