Investment Wallet.
Know your portfolio.
Not a budgeting app. A financial operating system for India. Adjust sliders for each asset class – see allocation, equity risk, and investment score update instantly.
Your portfolio is well-diversified. Consider adjusting risk to match your goals.
Your Portfolio Breakdown
See exactly how your assets are allocated and gauge your equity risk exposure.
Our Investment Story: Vikram & Ananya
Real‑time portfolio snapshot · Bangalore, IndiaHi, we’re Vikram (34, product manager) and Ananya (31, architect). We’re building a diversified portfolio in Bangalore for our long‑term goals – retirement, a down payment, and travel.
Right now, our total invested corpus is — across — active assets. Our largest holding is —. Our equity risk score is —, which is —.
We use the sliders to simulate rebalancing – for example, adding more to Fixed Deposits if the risk score climbs above 80%. The tool helps us stay on track. We also keep our emergency fund in the Expenses Wallet and track our net worth in the Wealth Wallet.
- ✅ Diversify: Aim for at least 6 asset classes. You have 10 active.
- ✅ Equity risk: Keep within 100 – age rule. Your risk is 40% – Moderate.
- ✅ Top concentration: Largest asset is 20% – well diversified.
- ✅ Emergency fund first: Build 6 months of expenses with the Expenses Wallet before aggressive investing.
- ✅ Use tax‑advantaged accounts: PPF, EPF, NPS offer tax benefits – track them in the Wealth Wallet.
- ✅ Rebalance yearly: Bring allocations back to target to control risk.
- ✅ Avoid crypto overexposure: Limit to 5‑10% of portfolio.
- ✅ Match assets to goals: Equity for long term (>7 years), debt for short term.
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