India’s first structured wallet intelligence
Four wallets. One score. Built for every stage of your financial life. 100% private · Real‑time · Made in 🇮🇳
The four‑layer architecture
Income
Salary, freelance, passive – all streams.
Expenses
Categorise, budgets, optimise.
Invest
Equity, debt, gold – live allocation.
Wealth
Net worth, liabilities, emergency fund.
Designed for every life stage
Student
Loan, part‑time, first budget
Professional
Emergency fund, 50/30/20
Family
Child education, SIP, expenses
Pre‑retire
Corpus, 4% rule
Retire
Withdrawal, longevity
Explore more from INDwallet
Your Wallet Score
A single, unified score (0–100) that tracks your savings rate, diversification, emergency coverage, and risk alignment. See how you stack up and get personalised tips to improve.
Check Your Score →Frequently asked questions
Is my financial data secure? +
Absolutely. All data stays in your browser – we never store or sell your information. Read our Privacy Policy for details.
Do I need to create an account? +
No signup or email required. INDwallet works entirely in your browser. For optional cross-device sync, you can join base44.
How is INDwallet different from other finance apps? +
We focus on structured wallet intelligence – four interconnected wallets that give you a holistic view. Plus all data stays private. See how it works.
Can I use INDwallet on multiple devices? +
Yes, if you use the base44 sync feature. Otherwise each device stores its own data. Learn about base44 sync.
What is the Wallet Score and how is it calculated? +
The Wallet Score (0–100) combines your savings rate, diversification, emergency coverage, and risk alignment. Check your score for a detailed breakdown.
How often is my data updated? +
Everything updates in real‑time as you enter or adjust figures. No refresh needed.
Does INDwallet support Indian tax calculations? +
Yes, we provide tax calculators for 80C, 80D, HRA, and more. Explore Tax Tools.
Can I track investments like mutual funds and stocks? +
Absolutely. The Investment Wallet lets you track equity, debt, gold, and even provides allocation insights. Try it now.
Is there a mobile app? +
INDwallet is a progressive web app – you can add it to your home screen. For a dedicated mobile experience, check out base44 app.
How do I get started? +
Simply click on any wallet above. The interface guides you step by step. Start with Income Wallet.