Interest earned on both principal and accumulated interest. It makes your savings grow faster over time – the 8th wonder of the world!

Aim for at least 20% (50/30/20 rule). But any amount is a good start – consistency matters more than percentage.

Savings: liquid, low interest. FD: lump sum, higher fixed rate. RD: monthly savings, fixed rate. Use based on goal timeline.

Debt fund investing in short‑term instruments. Higher returns than savings account, good for emergency funds (3‑6 months expenses).

3‑6 months of essential expenses in a liquid account. Protects against job loss, medical emergencies. Use Emergency Fund tool.

Yes, DICGC insures up to ₹5 lakh per depositor per bank. Keep large amounts across banks if needed.

72 ÷ interest rate = years to double money. For 8% return, money doubles in ~9 years.

Divide target by months (if no interest). Use RD Calculator for interest‑bearing projections.

Wait 30 days before any non‑essential purchase. Reduces impulse spending – great for boosting savings.

Emergency fund is the foundation of savings. Build it before investing. Use Emergency Fund and RD/FD calculators.