📅 RD Calculator
See how your recurring deposit grows. Adjust sliders to update.
💰 Net Worth
₹0
📈 Assets
₹0
📉 Liabilities
₹0
🎯 Score
78
RD Details
₹3,62,592
Total invested₹3,00,000
Interest earned₹62,592
💡 Insight: Regular saving builds a nice corpus over time.
Investment vs Interest
Breakdown of maturity amount
🟡 Gold: invested · ⚫ Dark grey: interest
Frequently asked questions
Live answers from your RD · 10 topics
📅 RD basics
An RD lets you invest a fixed amount monthly. Your current monthly deposit is ₹5,000, rate 7.0%, tenure 5 yrs → maturity ₹3,62,592.
Using compound interest formula for monthly deposits. Interest contributes 17% of final corpus. Your interest earned is ₹62,592.
📈 Interest & returns
Typically 5‑8%. Your current rate 7.0% is competitive. Higher rates boost interest significantly.
Longer tenure = more compounding. Your 5‑year RD gives ₹62,592 interest. If extended, interest grows faster.
📊 Comparing with other tools
RD offers fixed returns (debt), SIP equity‑linked. In INDwallet, you can also use SIP Planner (see cross‑promo below).
Yes, but penalty may apply. Better to use Emergency Fund tool for liquidity needs.
💰 Tax & planning
Yes, interest is added to income. Your interest ₹62,592 may be taxable. Consider tax‑saving FDs in Investment wallet.
Your net worth (summary card) is ₹0; RD maturity adds to assets. Simulate with different deposits.
⚡ Goals & liquidity
Yes – treat RD as a dedicated goal. Your total invested after 5 years = ₹3,00,000.
Build emergency fund (3‑6 months expenses) before locking money in RD. See Emergency Fund tool below.
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