Finance, reimagined for India.
Private by design. Structured by intent. Free for everyone.
Our mission: financial clarity for every Indian
INDwallet was born in 2024 from a simple frustration — personal finance tools were either too generic, too invasive, or too expensive for the average Indian.
So we built something different. A structured four‑wallet system that works the way real Indian financial life works: income that mixes salary and freelance, expenses shaped by EMIs and family goals, investments split across SIPs, FDs, and gold, and wealth that includes everything from your PPF to your parents’ house.
No ads. No data brokers. No VC pressure to monetise your numbers. Just tools that help you think clearly about money.
We’re 100% bootstrapped, made in India, and committed to keeping this free — forever.
Use INDwallet your way — both are free, both are private
🌐 Browser Mode — Start in Seconds
No login. No account. Open any wallet and start immediately. Your numbers stay in your browser and go nowhere else. Perfect for exploring, planning a one‑off decision, or if you simply prefer zero footprint.
Open My Wallets👤 INDwallet App — For Ongoing Control
Cross‑device sync — pick up where you left off on any phone or laptop. Wallet history, goal tracking, and your account, your data — private by design.
Open INDwallet AppThe four wallets — your complete financial picture
Built for your life stage, not just your income
Your Wallet Score — one number, the full picture
Your Wallet Score (0–100) combines eight metrics across all four wallets: how much you earn and how stable it is, how well you stick to your budget, how diversified your investments are, and whether your emergency fund can protect you.
Adjust any slider and watch it change instantly. It’s designed to make “what‑if” thinking effortless.
Want to save and track your score over time? The INDwallet App stores your score history and shows you how you’ve improved month by month.
→ Track My Score in INDwallet AppWho we are
INDwallet is built by a small Indian team — engineers, planners, and people who got tired of explaining Indian personal finance using tools designed for someone else’s country.
We’re bootstrapped, independent, and answerable to our users — not investors. That’s why there are no ads, no paywalls, and no nudges to buy financial products.
We built the tool we wished existed. We hope it helps you.
Frequently asked questions
Start wherever feels right — both paths lead to the same place
Use the wallets in your browser for instant, zero‑footprint planning. Or open the INDwallet App for goals, history, and cross‑device access. Either way — free, private, built for India.