You can set any financial goal – car down payment, house down payment, retirement corpus, emergency fund, vacation fund, education fund, and more. The dashboard includes six preset types, but you can name your goal anything.

No, you can add as many as you like. The goals grid will scroll or expand as needed.

Yes. Each goal card has an edit (pencil) and delete (trash) icon. Click edit to change any details; click delete to remove the goal permanently. The chart and summary update automatically.

Probability is based on three factors: current savings percentage, monthly SIP amount, and time to goal. If you’ve saved more than 50% and can reach the target within 5 years, it’s “Highly Likely” (95%). If progress is slower, it’s “At Risk” (55%) or “Critical” (30%).

• Highly Likely – You’re on track to achieve the goal comfortably.
• At Risk – You may need to increase your SIP or extend the timeline.
• Critical – Immediate action is needed; consider boosting savings or adjusting the target.

We divide the remaining amount (target – saved) by your monthly SIP. The result is shown in months. If the SIP is zero, it’s shown as 999+ months.

If you’re not investing monthly, the remaining time will be shown as 999+ months. The dashboard will still track your saved amount, but progress will be slow unless you start a SIP.

SIP stands for Systematic Investment Plan – a fixed monthly investment in mutual funds or other instruments. By entering your monthly SIP, the dashboard calculates how many months remain to reach your goal and estimates progress with compounding. SIPs instil discipline and harness the power of rupee cost averaging.

For long‑term goals (5+ years), equity mutual funds typically offer higher returns (12‑15%) than debt instruments. The tip encourages you to consider equity for faster growth. For short‑term goals, debt funds or fixed deposits may be safer.

It depends on your time horizon:
• Short term (<3 years): Debt funds, FDs, savings accounts.
• Medium term (3-7 years): Balanced or hybrid funds.
• Long term (7+ years): Equity mutual funds for higher growth potential.

A common rule is to aim for a corpus 20‑25 times your annual expenses by retirement age. For example, if you spend ₹6 lakh per year, you may need ₹1.2‑1.5 crore. Our Retirement Corpus goal helps you track progress toward that number.

Financial planners recommend 6‑12 months of essential expenses. For a family with monthly expenses of ₹50,000, an emergency fund of ₹3‑6 lakh is ideal. The dashboard uses 6 months as a default benchmark.

Estimate future education costs considering 8‑10% inflation. For a goal 15 years away, start early with equity investments. The Child Education Fund goal lets you set a target amount and monthly SIP to stay on track.

In India, lenders typically expect 10‑20% of the property value as down payment. For a ₹50 lakh home, you’d need ₹5‑10 lakh. The House Down Payment goal helps you save toward that amount.

The bar chart displays the percentage saved for each goal side by side. It helps you quickly see which goals are on track and which need more attention. Goals are colour‑coded for easy identification.

Review your goals quarterly or whenever your income, expenses, or priorities change. Regular updates keep your plan realistic and help you stay motivated.

Yes. The summary cards at the top show total number of goals, combined target amount, total saved, and overall progress percentage. This gives you a big‑picture view.

Currently, data stays only in your browser session. Refreshing resets to the default example goals. Browser storage may be added in future so you can save your progress between visits.

No. All data stays in your browser. We never see or store your numbers – complete privacy.

Yes, the layout is fully responsive – works on phones, tablets, and desktops.

Make sure JavaScript is enabled in your browser. Try refreshing the page. If the problem persists, update your browser or try Chrome/Firefox/Edge.

Try a different browser. Clear your browser cache and reload. If using an ad blocker, try disabling it temporarily.

Yes, simply refresh the page. All goals will return to the original examples.

Spreadsheets require manual formulas and updates. Our dashboard gives instant visual feedback – you see goal probability and remaining time change immediately as you adjust numbers. It’s faster and more intuitive.

A SIP calculator only tells you the future value of an investment. Our dashboard tracks progress toward a specific goal, shows probability, and lets you manage multiple goals together – it’s a complete planning tool.

We’re exploring integration with mutual fund and ETF data to suggest suitable investment options based on your goal timeline and risk profile.

Not yet, but export to PDF or image is under consideration.

Yes – based on user feedback, we may add wedding fund, business capital, and other common goals.