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Your bank savings, FDs, and RDs are insured up to ₹5 lakh by DICGC. But what does that really mean? Updated rules for 2026, fresh nominee guidelines, and exactly how to keep your family’s entire deposit fully protected.

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Critical illness cover – as a standalone plan or rider? Understand coverage, cost, and whether you really need it in India.

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ULIP or term insurance? Complete comparison of costs, returns, and which one actually makes sense for Indian investors. Term + SIP beats ULIP by ₹30L over 20 years.

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Insurance Planning India 2026: What insurance do you actually need in India? Term life, health, critical illness, and motor.