
Global markets are trading mixed as investors digest the Federal Reserve’s latest “hawkish cut” and cautious outlook for 2026. The Fed delivered its third consecutive 25-basis-point rate cut in December 2025, bringing the federal funds rate to a target range of 3.50% to 3.75%. However, the central bank’s updated “dot plot” signaled just one…

Updating your bank nominee online is more important than ever with the new RBI rules taking effect from November 1, 2025. The Banking Laws (Amendment) Act, 2025, allows you to nominate up to four individuals for your bank accounts and lockers, a significant shift from the earlier limit of one. This guide compares the…

Artificial intelligence is no longer experimental — it is becoming the core infrastructure of Indian financial services. According to a QED Investors report, AI spend in Indian financial services is expected to double in 2026, with new operating models emerging across fraud detection, compliance automation, and voice-led customer interfaces. A Dun & Bradstreet report…

Small cap mutual funds in India had a turbulent 2025 but have staged a strong recovery in 2026. The Nifty Smallcap 250 index fell 6.30% in 2025 — the worst performer among market-cap segments — but has rebounded approximately 12% year-to-date in 2026.

Indian large caps delivered a stellar 10.5% return in 2025, with the Nifty 50 extending its bull run to a tenth consecutive year. Shriram Finance surged 72%, while Maruti Suzuki and Eicher Motors rallied over 50%. However, 2026 has been a different story — the Nifty 50 is down approximately 7% year-to-date as of…

An emergency fund is your financial safety net. In 2025, a survey of 1,720 people found that 47% of Indians have only 10% of the recommended emergency corpus[reference:0]. By 2026, inflation has increased the required corpus by 13%, making it even more critical to start building your emergency fund. This guide compares 2025 vs…

Tax-loss harvesting is the smartest legal way to reduce your capital gains tax bill. By strategically selling underperforming investments before March 31, you can offset gains from your winners, lower your taxable income, and carry forward unused losses for up to 8 years.

Gold is crushing Bitcoin as a safe-haven — and it’s not even close. Over the past year, gold has surged +31.4% while Bitcoin has plunged -46% — a nearly 80-percentage-point gap that tells a stark story about where real capital fled when uncertainty hit.